Legal scope for Indonesia account holders
Our Legal terms explain who may open an account, how phone verification supports account access, and which conditions apply when you use the lobby or cashier path. Access depends on local law, so you must check that using oyo88 is permitted where you are located. DANA,
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OVO, GoPay and QRIS may appear as local payment options, while bank transfer and virtual account records can identify a funding route. We retain the transaction reference needed to match a wallet or bank entry with your account, and we may ask for clarification when account
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details do not match. Before continuing, read the current terms shown during account creation and in your account area. If a policy changes, we will place the updated wording where you can check it before using the affected service.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.